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Flood Coverage Commercial Lines Blog Image

May 16, 2024 Ask The Agent, Business Insurance

Protecting Your Business: Commercial Flood Coverage

For businesses, the impact of a flood can be devastating, resulting in property damage, loss of income, and operational disruptions. With the frequency and severity of floods on the rise, having the right insurance coverage is essential to safeguard your [...]

Flood Coverage Personal Lines Blog Image

May 16, 2024 Ask The Agent, Personal Insurance

Flood Coverage for Personal Protection

In recent years, the frequency and severity of floods have increased, leaving homeowners vulnerable to significant financial losses. Whether you live in a high-risk flood zone or not, having the right insurance coverage is crucial to protect your home and [...]

April 17, 2024 Ask The Agent, Personal Insurance

The Crucial Role of Jewelry Appraisals in Insurance

Jewelry holds a special place in our hearts, often symbolizing cherished memories and milestones. However, beyond their sentimental value, these precious pieces represent significant financial investments. To safeguard against the unexpected, such as theft or loss, it's essential to understand [...]

April 12, 2024 Ask The Agent, Business Insurance

A Guide to Insuring Valuable Assets

When it comes to insuring valuable assets, such as watches, jewelry, and paintings, choosing the right insurance coverage is crucial. Two common options are blanket insurance and itemized insurance, each with its own set of benefits and considerations. In this [...]

April 8, 2024 Ask The Agent, Business Insurance

Blanket vs. Itemized Insurance Coverage for Businesses

Insurance is a crucial aspect of risk management for any business. It offers protection against unexpected events that could potentially lead to financial loss. Businesses have two primary options when insuring valuable assets like equipment, inventory, or property: blanket insurance [...]

March 19, 2024 Ask The Agent, Personal Insurance

Family Emergency Plan: Navigating Insurance After Loss

In the whirlwind of life, one thing is certain: we never know what tomorrow holds. It's a sobering reality, but it's one that prompts us to plan, prepare, and protect those we hold dear. Among the most crucial plans a [...]

February 21, 2024 Ask The Agent, Personal Insurance

A Guide to Insurance for Electric Vehicles

As the automotive industry undergoes a paradigm shift towards sustainability, electric vehicles (EVs) have emerged as a frontrunner in the race towards a greener future. With the rising popularity of EVs, it's essential for owners to understand how insurance plays [...]

February 15, 2024 Ask The Agent, Personal Insurance

Insurance for Special Collections

In a world where possessions hold sentimental or monetary value, ensuring adequate protection for cherished items is crucial. For collectors of rare and valuable items like fine wine, art, and other special collections, standard insurance may be insufficient. That's where [...]

Children sitting o couch together all on phones showing the importance of cyber security for kids.

December 28, 2023 Ask The Agent, Personal Insurance

Cyber Security for Kids: Safeguarding Children’s Digital World

In today's technology-driven world, children are growing up surrounded by digital devices, online platforms, and virtual interactions. While the digital realm offers countless opportunities for learning and exploration, it also presents risks and challenges. As responsible adults, it's crucial to [...]

November 15, 2023 Ask The Agent, Personal Insurance

Health Insurance for Emergencies

When a medical emergency strikes, time is of the essence. Knowing where to seek immediate medical care can make all the difference in ensuring a swift recovery. But what if you have a choice between a standalone emergency hospital and [...]

November 13, 2023 Ask The Agent, Business Insurance

EPLI Insurance: Protecting Your Business

In today's dynamic business landscape, ensuring the protection of your company and its assets is of paramount importance. The Dexter Company understands the significance of safeguarding your business interests, and that's why we're here to discuss a crucial aspect of [...]

November 6, 2023 Ask The Agent, Personal Insurance

Health Insurance Networks: In-Network vs. Out-of-Network

Health insurance is an essential safeguard for your well-being and financial stability. When using your health insurance, understanding the concepts of "in-network" and "out-of-network" providers is paramount. These terms can significantly impact the cost and efficiency of your healthcare experience. [...]

October 9, 2023 Ask The Agent, Personal Insurance

Ride Safe, Ride Smart: Essential Tips for Bike Safety

Bicycling is a fantastic way to stay active, commute, and explore the world around us. However, it's crucial to prioritize safety while enjoying the freedom and joy that riding a bike brings. Whether you're a seasoned cyclist or new to [...]

October 3, 2023 Ask The Agent, Personal Insurance

Our Guide to Managing Insurance After Divorce

Divorce is a complex and emotionally charged process that often requires careful consideration of various logistics. One often-overlooked aspect of divorce is how it impacts insurance coverage. In this blog post, we will give you a list of all the [...]

August 21, 2023 Ask The Agent, Personal Insurance

Senior Citizen Day: Experiences Exclusive to Senior Citizens

Aging is a beautiful journey filled with experiences, wisdom, and memories. Every year, on August 21st, National Senior Citizen Day honors and appreciates the contributions of senior citizens to society. This day provides an opportunity to celebrate senior citizens recognize [...]

Know tips for what to do when your car is broken down in a secluded area.

August 23, 2023 Ask The Agent, Personal Insurance

Car Breakdown in the Middle of Nowhere: Safety Tips

A car breakdown can happen at any time, even in the most inconvenient and isolated locations. Finding yourself stranded after a breakdown in the middle of nowhere can be a daunting and potentially dangerous situation. However, with the right knowledge [...]

Dad helps child while grilling which shows the importance of fire safety.

August 23, 2023 Ask The Agent, Personal Insurance

Mastering Fire Safety: A Guide to BBQs and Grilling

Summertime calls for outdoor gatherings, and there's no better way to enjoy the season than firing up the grill for a sizzling BBQ session. However, it's important to prioritize safety while indulging in the mouthwatering delights of outdoor cooking. Understanding [...]

Know the tips on how to handle a car breakdown on the side of the highway.

August 23, 2023 Ask The Agent, Personal Insurance

Stuck on the Highway: Safety Tips

Being stuck on the highway due to a sudden car malfunction can be a nerve-wracking experience. Whether it's a flat tire, engine trouble, or any other mechanical failure, it's important to remain calm and take appropriate steps to ensure your [...]

Family conveys excitement to leave home for vacation showing the importance of securing the home.

August 23, 2023 Ask The Agent, Personal Insurance

Essential Tips for Securing Your Home Before Vacation

Going on vacation is an exciting time filled with adventure and relaxation. However, amidst the anticipation, it's crucial not to overlook the importance of securing your home before you leave. Taking proactive measures to safeguard your property can provide peace [...]

Young girl driving shows the importance of insurance for young drivers.

September 8, 2023 Ask The Agent, Personal Insurance

Insurance for Young Drivers: Safeguarding Their Journey

As young drivers embark on their driving journey, it's crucial to prioritize their safety and financial well-being by understanding and obtaining the right insurance coverage. Insurance policies for young student drivers offer protection in case of accidents, provide peace of [...]

The fender bender conveys how important it is to know what do to in this situation.

September 1, 2023 Ask The Agent, Personal Insurance

Guide to Navigating a Car Accident

Getting into a car accident can be a jarring experience, but it's important to stay calm and take the necessary steps to ensure everyone's safety and protect your interests. In this blog post, we will provide you with a comprehensive [...]

Mom buckling in her child into the car to protect child in their carseat.

October 18, 2023 Ask The Agent, Personal Insurance

Ensuring Safety On the Road: The Importance of Car Seats

In today's fast-paced world, we often find ourselves rushing from one place to another. For many of us, that means relying on our cars to get around. For parents shuttling kids around in a car, one thing remains constant: safety [...]

Man looking down at cellphone while driving shows the dangers of distractions while driving.

January 5, 2024 Ask The Agent, Personal Insurance

The Dangers of Distracted Driving: Protecting Lives on the Road

In today's fast-paced digital age, the prevalence of distracted driving has become a significant concern. The rise of smartphones and other technological advancements has led to an increase in driver distractions, threatening road safety. In this post, we'll explore the [...]

Fireworks convey the spirit and the potential hazards of Independence Day.

December 29, 2023 Ask The Agent, Personal Insurance

Firework Safety: A Guide to Celebrating Responsibly

With vibrant colors painting the night sky and crackling explosions filling the air, fireworks add an exhilarating touch to any celebration. Whether it's New Year's Eve, Independence Day, or any festive occasion, fireworks bring joy and excitement to people of [...]

January 18, 2023 Ask The Agent, Personal Insurance

Do I Have All The Insurance Coverage I Need?

You may ask yourself... do I have all the insurance coverage that I need? Having the proper insurance coverage primarily depends on your individual needs and circumstances. Different types of insurance are appropriate for different people and situations. Some of the [...]