Business Insurance
Business Insurance
Providing customized protection programs for complex businesses since 1876.
Our Business Insurance services include but are not limited to the following.
Dexter & Company is a professional affiliate member of the Independent Insurance Agents & Brokers of America.
Property Insurance
This insurance policy covers damages that happen to business property owners and renters, along with products stored within the premises, which include commercial vehicles.
General Liability
This insurance policy covers damage to third parties. It can include pollution and environmental, employment practices and officers or directors’ liability, and cyber attacks.
Commercial Auto
This insurance policy applies to autos owned by or used in your business that protects your business against liability for damages involving business autos, collisions, and more.
Umbrella / Excess Liability
This insurance policy covers uncertainties of the business world and an extra safeguard against lawsuits. It provide you additional liability insurance when limits of your standard policies don't suffice.
Workers Compensation
This insurance policy covers injury to employees and provides cash benefits and/or medical care for workers who are injured or become ill as a direct result of their job.
Professional Lines
This insurance policy will provide you with protection against claims resulting from the performance, or failure to perform, professional services, and also covers negligence, copyright infringement and more.
Cyber Liability / Privacy & Data Breach
This insurance policy provides your organization with protection against first or third party risks associated with the internet, networks, e-commerce and network damage.
Pollution Liability
This insurance policy provides your organization with protection against against the cost to clean up environmental contamination and third party claims against bodily injury and property damage.
Earthquake & Flood
This insurance policy provides your organization a protection against the structure of your business & the personal property of the business as well as lost income coverage.
Crime
This insurance policy (Employee Fidelity) provides you with protection against employee dishonesty, theft, forgery, embezzlement, fraud, loss of money, securities, or other assets.
Builder's Risk / Course of Construction
This insurance policy protects construction workers during each phase of the construction process and personalized to meet the unique requirements of each construction project.
Product Liability/ Product Recall
This insurance policy minimizes the risks associated with product recalls. The coverage extends to issues related to the manufacture, distribution, and sale of a product.
Inland Marine/ Ocean Marine
This insurance policy is designed to help protect and safeguard your business merchandise including tools, computers, equipment and inventory with protection while in transit or off the work site.
International Coverage
This insurance policy helps protect those who travel internationally to conduct business, or have business operations conducted outside of the United States.
Bonds and Surety
This insurance policy, also known as ``financial guaranty insurance`` guarantees the repayment of the principal and interest related to the bond or other security in the event of a payment default.
Three reasons to choose Dexter & Company for your business:
Dexter & Company is a professional affiliate member of the Independent Insurance Agents & Brokers of America.
01.
Variety
Our comprehensive list of risk management options include wide-ranging protection for businesses and their subsidiaries under a single policy.
We offer solutions such as property, liability and workers’ compensation, as well as a variety of other commercial necessities.
02.
Personal Approach
We don’t believe in “one-size-fits-all.” Dexter & Co provides exceptional, personalized service, and account management to all commercial clients.
Our highly trained team of risk management professionals custom-design a protection program to meet your exact needs.
03.
Trust
Commercial clients have put their trust in us since 1876. We learn your business, analyze your challenges, protect your interests, and foster a personalized relationship.
We’re proud of the lifelong clients we’ve earned from our personalized approach and we will earn your business too.