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What Is The Importance Of Liability Insurance?

liability insurance

If you are a small business owner, then liability insurance is essential for you! Liability insurance is a type of insurance that helps protect individuals and businesses from the financial consequences of claims. These claims are legal actions taken against an individual or business. These claims allege that they’re responsible for causing harm or damages to someone else. This insurance type can help cover the costs of defending against a claim, as well as any damages that may become awarded if the claim is successful.

Let’s take a closer look at the different types of liability insurance…


General liability insurance covers common risks faced by businesses, such as property damage, personal injury, and advertising injury.


This insurance type is also known as errors and omissions insurance. And, it helps protect professionals, such as doctors, lawyers, and accountants, from liability claims related to their work.


This insurance type helps protect manufacturers and sellers of products from claims related to their products.


In many countries, one must have employer’s liability insurance. And,  it helps protect employers from claims made by employees.

Do you have liability insurance?

In general, this insurance type is important because it can help protect individuals and businesses from the financial consequences of liability claims. These claims can be costly to defend against and may result in significant damages being awarded. By having liability insurance in place, individuals and businesses can feel more secure in their operations and have a financial safety net in place in case of a liability claim. Contact Dexter & Company today to learn more about this insurance claim. Feel free to take a look at our published blogs to learn more about different types of insurance policies.

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