Wedding insurance policies protect you from financial loss in the event your wedding must cancel or postpone due to circumstances beyond your control. Or, if one of the major elements of your wedding (e.g., photographs, wedding attire, and/or gifts) becomes lost or damaged.
Wedding Insurance Policies
Most policies respond in the event of a cancellation or postponement resulting from a multitude of causes. These range from common concerns such as adverse weather and illness. Also, this insurance policy covers events such as unemployment, military deployment, or acts of terrorism.
In addition to providing coverage for cancellation and postponement, many insurance policies include coverage to protect your wedding photography, wedding dress and attendant clothing and jewelry. And, gifts from damage or loss.
Most long term care expenses aren’t covered by Social Security or Medicare, Medicare Supplement (“Medigap”), or private health insurance.
Finally, most insurance programs also provide the ability to purchase liability and property damage coverage. This protects the wedding couple against claims for damage to the premises and/or property rented for the wedding reception, as well as host liquor liability.
Whatever your situation, there is a wedding insurance policy that’s suitable for your needs.
When should I get this insurance?
You can purchase coverage as early as two years or as late as 24 hours before your planned wedding day. However, note that it’s best to purchase coverage as soon as you begin making deposits and purchases for your wedding.
Feel free to contact our team today if you have any questions or concerns regarding this insurance policy.